Southwest Florida’s Trusted Payment Processing Provider
239 Merchant Processing helps businesses in Naples, Marco Island, Fort Myers, and across Southwest Florida process payments with ease. Our secure and affordable payment solutions support in-store, eCommerce, and high-risk transactions with superior customer service.
Payment Processing Services
By partnering with 239 Merchant Processing, you’re choosing a local payment processing provider that understands Southwest Florida businesses. Our transparent pricing, fast deposits, and dedicated support make payment processing stress-free.
In-Store Payment Processing
Customized solutions for retail shops, restaurants, and service businesses. We ensure fast, secure transactions that keep your checkout experience smooth and reliable for all customers.
Find Out MorePayment Solutions for High-Risk Industries
We specialize in supporting high-risk industries with compliant, reliable payment processing. Keep your transactions protected and your business running without interruption.
Find Out MoreEcommerce Payment Processing
Accept payments online with confidence. Our affordable solutions integrate with WooCommerce, Shopify, and other major platforms to help you grow your online store securely.
Find Out MoreContactless Payment Processing
Offer customers a faster, safer way to pay with tap-to-pay technology. Accept cards, mobile wallets, and digital payments that improve convenience and checkout speed.
Find Out MoreCash Discount Program
Save on processing fees with our cash discount program. Encourage customers to pay with cash and keep more revenue in your business.
Find Out MoreFinancial Checkup
Find out if you’re paying too much in processing fees. Our financial checkup helps you reduce costs and improve your bottom line.
Find Out More#ShopSmall in Southwest Florida



