Why You Should Choose 239 Merchant Processing

Servicing Naples, Fort Myers, Marco Island, and all of Southwest Florida

Payment processing is essential to every business, but it doesn’t need to be costly or complicated. By partnering with 239 Merchant Processing, your Southwest Florida business can accept payments quickly, securely, and without hidden fees.

We provide reliable payment processing solutions and point of sale systems to businesses in Naples, Marco Island, Fort Myers, and beyond. With a straightforward approach and personal service, we aim to be the last merchant processing partner your business will ever need.

Lifetime Rates

Lock in predictable, long-term rates for peace of mind and consistent savings.

24/7 Customer Service

Access around-the-clock support — anytime, anywhere, 365 days a year.

Payment Processing

Accept all major credit and debit cards at some of the lowest transaction rates available.

No Upfront or Hidden Fees

Skip the unnecessary costs — there are no application or setup fees.

Point of Sale

Choose from state-of-the-art POS systems designed to fit any merchant type.

Free Equipment Program

Qualify for free EMV-compliant terminals, mobile swipers, and more hardware to keep your business running efficiently.

List of Free Terminals

Business Tools

Track transactions, batch summaries, and deposits with secure online merchant portals that simplify account management.

Flat Rate Pricing

Avoid confusion around interchange fees. With flat-rate pricing, you’ll always know exactly how much each transaction costs.

Same Day Funding

Get faster access to your money. Batch out before 6:00 pm EST and funds are deposited into your bank account by the next business day.

*Not all accounts qualify for this funding program.